i-Refer: GTBank's Customer Referral Service

i-Refer is listed among GTBank's e-Banking Services under personal banking, described by the bank as a way to share the services you love with your loved ones. It allows an existing customer to refer family and friends to the bank and be rewarded when those referrals are completed. It sits alongside other e-banking offerings such as GeNS, GT Sweep, GTRescue, iRequire and Spend 2 Save.

• Part of GTBank's e-Banking Services
• Aimed at personal banking customers
• Referrals of family and friends to the bank

To refer family and friends, a customer completes and submits an iRefer form. An i-Refer code is generated for every person referred. The referred family member or friend then receives an e-mail prompting them to open a GTBank account.

• Complete and submit an iRefer form
• An i-Refer code is generated per referral
• The referred person receives an e-mail prompt to open an account

The iRefer form can be submitted through two channels. Customers may use GTBank's Internet Banking Platform, or visit a GTBank branch. Branches nationwide accept the form.

• GTBank's Internet Banking Platform
• GTBank branches nationwide

A cash reward of N100 is paid for every successful referral made through i-Refer. There is no stated limit on participation: customers can refer as many people as they want, and the bank states that the reward goes on and on.

• N100 cash reward per successful referral
• No stated limit on the number of referrals

i-Refer appears on GTBank's personal banking services pages together with the bank's other e-banking, international money transfer and additional services. E-banking entries include Online Bill Payment, Airline Ticket Payment, Security Token and GT Trade Tracker. Other listed services cover Foreign Currency Draft Issue, Financial Advisory, Cash-In-Transit and Fast-Track Banking, while IMT options include GTBank International Money Transfer, Western Union, MoneyGram, Transfast, Remitly, RIA, Thunes and VigiPay.

• e-Banking Services
• IMT Services
• Other Services

GTBank publishes a notice across its services pages warning of fake sites run by fraudulent parties posing as Guaranty Trust Bank Ltd or its affiliates. The bank advises customers not to disclose personal information or financial details to anyone online or elsewhere. This notice applies to customers using referral and other online services.