Bank 737: GTBank USSD Banking Service

Bank 737 is a USSD-based banking platform operated by GTBank. Customers begin by dialling *737# on a mobile phone, then use short code strings to complete specific transactions. Because it runs on USSD rather than an app, it does not depend on a data or internet connection.

• Accessed by dialling *737#
• Listed under GTBank personal banking e-banking services
• Works without data or internet access

GTBank lists a set of benefits for the *737# platform on its service page. These centre on speed, ease of use and accessibility across handsets. The bank describes the platform as phone agnostic, meaning it works on any phone.

• Instant value
• Better cash management
• Fast and prompt service, reducing turnaround time
• Simple, easy and inexpensive to operate
• Phone agnostic — works on any phone
• No data or internet service required for transactions
• Express checkout

The service page publishes a table of code strings and their corresponding uses. Transfers can be made to GTBank accounts and to other banks by entering the amount and account number within the code. Other strings cover self-service tasks such as PIN creation, cardless withdrawal and blocking an account.

• *737*23# — Quick Transfer
• *737*1*Amount*AccountNo# — transfers to GTBank accounts
• *737*2*Amount*AccountNo# — transfers to other banks
• *737*Amount# — self airtime top-up
• *737*Amount*PhoneNumber# — third party top-up
• *737*6*1# — account balance
• *737*5# — PIN creation
• *737*3# — cardless withdrawal
• *737*50# — bills payment
• *737*6*5# — BVN/NIN enquiries
• *737*51*33# — six months bank statement
• *737*51*51# — Quick Credit
• *737*8*2# — Salary Advance
• *737*911# — account block

To begin using the platform, a customer dials *737# on a mobile phone and follows the prompts. The bank publishes the full list of 737 codes on the service page so that individual transactions can be initiated directly. PIN creation is handled through the *737*5# string.

• Dial *737# to start
• Create a PIN using *737*5#
• Full code list published on the GTBank service page